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Do You Need a Permit to Build a Deck in Urbandale? With Loveless Construction

Loveless Construction • December 28, 2024

Building a deck is a popular way to enhance your outdoor living space and add value to your home. But before you start gathering materials and picking out your favorite deck design, it’s important to understand whether building a deck requires a permit in Urbandale. While it may seem like a straightforward project, the rules and regulations surrounding construction permits can be more complex than you might expect.


In this blog, we’ll clarify common misconceptions about permits for building decks in Urbandale, IA, and explain when and why a permit may be necessary. Let’s dive in!


Common Misconceptions About Deck Permits

When homeowners start thinking about adding a deck, one of the first questions that often comes up is whether building a deck requires a permit. Here are a few misconceptions that can lead to confusion:


1) “If the Deck Is Small, No Permit Is Needed”

Many people believe that the size of the deck determines whether a permit is required. The truth is that even small decks can require a permit, especially if they are raised above ground level or attached to your home. While some small, ground-level decks may not need one, the height, use, and attachment to your home are factors that will influence whether a permit is required.


In Urbandale, if your deck is more than 30 inches above ground level, it typically requires a permit. Even a modestly sized deck with stairs or railings can trigger the need for approval.


2) “Freestanding Decks Don’t Need Permits”

Another common myth is that freestanding or detached decks don’t need a permit. While it's true that decks not attached to your home may have fewer regulations, this doesn’t mean permits are automatically unnecessary. The size and height of the deck, as well as other features like built-in seating or stairs, will determine if a permit is required.


In some cases, even a freestanding deck—if large enough or elevated—could require a permit to ensure it meets safety and structural guidelines.


3) “Building a Deck Is Just Like Any Other Home Improvement”

Some homeowners might assume that building a deck is no different from adding a shed or installing a fence—both of which may not need a permit in some cases. However, decks have unique structural considerations, especially regarding safety features like footings, railings, and attachment to the home. Ignoring permit requirements for these features can result in fines or the need to tear down the structure.


When Is a Permit Required to Build a Deck in Urbandale?

The need for a deck permit in Urbandale largely depends on several factors. Here are some examples of when deck building does require a permit:

  • Deck Height Matters: If your deck is more than 30 inches above the ground, a permit is almost always required. Decks of this height typically need to be built with railings, steps, and proper structural support, all of which need to meet the city’s safety codes. Even if the deck is relatively small, any structure above 30 inches is seen as a higher-risk project that must be carefully inspected.
  • The Deck Is Attached to the House: If your deck is attached to your home in any way, it will require a permit in Urbandale. The city needs to ensure that the structure is securely attached to your home and meets all necessary safety standards. This includes properly installed footings and ensuring the deck’s weight won’t affect the structural integrity of the house.
  • Deck Size and Square Footage: If your deck is larger than a certain size—typically around 120 square feet—you will likely need a permit. This applies even if your deck is built low to the ground, as the city will want to ensure the deck is structurally sound and that proper materials are used. Larger decks have a greater impact on the property’s landscape, so Urbandale requires them to meet specific guidelines.
  • Adding Features Like Stairs or Railings: Features such as stairs, ramps, or railings also typically require a permit. These components add complexity to the deck’s design and construction, so the city wants to ensure that they are safe and up to code. Railings need to be securely installed to prevent accidents, while stairs must meet height and width regulations for safety.
  • Utilities or Electrical Work: If your deck includes electrical or plumbing work, such as lights, an outdoor kitchen, or water features, you will definitely need a permit. These elements must be inspected to ensure they are properly installed and safe to use. Not having the necessary permits for electrical or plumbing work can result in significant issues if you ever sell your home.
A set of stairs leading up to the front of a house.

Why You Should Get a Permit

It might seem tempting to skip the permit process, especially if you think your deck is small or simple. However, building a deck without the proper permits can lead to problems down the line:

  • Legal Compliance: Building a deck without a permit may violate local building codes, which could result in fines or the need to tear it down.
  • Safety: Permits ensure that your deck meets safety codes, especially for elements like structural integrity, stairs, and railings. A properly constructed deck is safer for you and your family.
  • Resale Issues: If you plan to sell your home in the future, unpermitted work can show up during the inspection, which could affect the sale price or even derail the process entirely.
  • Insurance: In the event of an accident or damage, having a deck built without a permit might result in difficulties with your homeowner’s insurance, as they may refuse coverage for unpermitted structures.


How to Apply for a Deck Permit in Urbandale

Getting a permit to build your deck in Urbandale is a relatively simple process. Here’s a brief overview of the steps:

  1. Contact the Urbandale Building Department: Before you begin your project, contact the Urbandale Building Department to confirm whether your deck requires a permit. They can provide you with the necessary forms and details specific to your project.
  2. Submit Plans: You'll likely need to submit plans for your proposed deck, including the size, height, and materials to be used. If the deck is attached to your house, the plans must include how it will be secured.
  3. Wait for Approval: Once your application is reviewed, you will receive approval or additional instructions if modifications are needed. If changes are made during the design phase, this may involve inspections or a second review.
  4. Final Inspection: After your deck is built, a final inspection will be scheduled to ensure the work complies with the approved plans and all safety codes.


Next Steps for Your Deck Project in Urbandale: Building with Confidence and Compliance

Building a deck in Urbandale can be an exciting project, but it’s essential to understand when does building a deck require a permit. By clearing up common misconceptions about deck permits, you can ensure your project goes smoothly and is completed safely and legally.


At Loveless Construction, we specialize in designing and building custom decks that not only add beauty and value to your home but also meet all local codes and safety standards. If you’re ready to start your deck project, contact us today. We’ll guide you through the permit process and help you build a deck you’ll love for years to come.

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